WealthPath Calculator

A promising but volatile new stock is being hyped. It could double in a month or lose half its value. What's your move?

Invest a small, 'fun' amount I'm okay with losing.Go all in. High risk, high reward!Ignore it. I stick to my long-term, diversified plan.

The stock market has a major downturn, falling 20%. Your portfolio is down significantly. How do you feel?

Nervous, but I see it as a potential buying opportunity.I feel sick and immediately sell to prevent further losses.I'm concerned and start checking my portfolio daily, but I don't sell.

You receive an unexpected $10,000 bonus. What is your first instinct?

Pay off some debt and invest the rest in my index funds.Put it towards a down payment for a house or car.Book a luxury vacation I've been dreaming of.

How often do you prefer to check on your investments?

Daily. I need to know what's happening.Maybe once a month, just to make sure things are on track.Quarterly or even less. My strategy is for the long haul.

When do you plan to need the money you are investing?

In the next 1-3 years.In 20+ years, for retirement.In about 5-10 years, for a major life event.

Which statement best describes your view on investing?

It's a disciplined way to build wealth over a lifetime.It's a necessary step for major financial goals.It's a way to potentially make a lot of money quickly.

Your friend tells you about a 'guaranteed' investment tip. How do you react?

I'm skeptical. I'll do my own extensive research before considering.I might put a little money in, just in case they're right.I'm in! I don't want to miss out on a sure thing.

How comfortable are you with the idea that your investment value will go up and down?

I find it very stressful and would prefer stable, low-return options.I understand it's part of the process for long-term growth.I can handle some fluctuations, but large drops make me anxious.

Imagine your portfolio has grown 15% in one year. What's your next move?

Sell some of the profits to lock in the gains.Stick to the plan. This is a good year, but my strategy doesn't change.Invest more money, hoping to ride the wave.

Which of these financial goals is most important to you right now?

Having a large emergency fund that is easily accessible.Maximizing my retirement savings for 30 years from now.Generating extra income for my current lifestyle.

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